Reliable banking hard to find?
Banking access
Access payment accounts in your company’s name through our regulated provider network.
The Sage Payments Network
Move money globally.
Make it usable locally.
Get the banking routes you need, move money faster and give recipients a clear record of where it came from. Cleared Money brings it together through the Sage Payments Network.
Do you struggle to move money globally?
Payments taking too long?
Faster local payments
Use local payout rails for delivery in minutes on supported routes.
Money getting stuck?
Usable money
Give banks, solicitors and other recipients a documented record of the source and flow of your funds.
Sage Payments Network
How fast could
your money arrive?
Choose your destination and delivery currency to see the payout route and an indicative delivery time. Start with money available in a Sage network account, or fund your payment with USDC or USDT. The payout clock starts once your funds are received, available and through the required checks.
Choose the currency your recipient receives. Your starting balance can be in another supported currency. Local delivery depends on destination and delivery currency; other selections use SWIFT through our specialist network.
Your payment route
Cross borders. Arrive locally.
A compressed illustration, not a live payment or delivery guarantee.
1
2
Funds available in the networkThe payout clock starts here
Conversion, if needed
Choose your destination, then play the journey.
Payout timings start only when funds are received, available in the network and through required checks. Any initial bank transfer or stablecoin receipt and confirmation takes additional time. The illustration shows a fast local payout in minutes. It is not a delivery guarantee for every local rail or the complete funding process. Euro examples use SEPA Instant where supported by the provider and recipient bank. SWIFT timings are indicative. Delivery varies with currency, rail, bank processing and operating hours.
Automatic payouts
Send stablecoins.
We handle the rest.
Send USDC or USDT to your designated wallet address. Once received and required checks are complete, we automatically convert it into your chosen currency and pay it into your nominated bank account. Once configured, there’s no need to open the dashboard for each payment.
- 01 Send stablecoins
- 02 Convert automatically
- 03 Pay your chosen account
Join the network
One network.
More ways to move.
Sage brings together the banking connections, payment infrastructure and technology. Our experienced team gets you onboarded, sets up your capabilities and keeps your money moving.
01
Hold your money
Access payment accounts in your company’s name through our regulated EMI and payment partners. One Sage relationship brings your accounts and payment routes together.
02
Exchange currencies
Choose the balance to use and the currency you need. See your connected accounts, balances and transactions in one place.
03
Use stablecoins
Move between fiat money and supported stablecoins. Our network brings conversion and banking delivery together. No crypto expertise needed.
04
Pay globally
Reach recipients through local payout rails or SWIFT. Choose your destination and delivery currency, and see the route.
How we onboard you to multiple providers
One CompliantID.
Multiple banking routes.
UNIQUE TOKENISED BUSINESS ID
CompliantID is your unique tokenised ID accepted by our network partners. It brings your verified business information together in one onboarding passport.
It connects your verified identity with the source and flow of your funds, giving network partners a clearer record to assess. Account opening remains subject to each partner’s approval.
Simple to use
See it all.
Move it easily.
Cleared Money is your platform for the Sage Payments Network. Sage operates the service, combining our technology and financial intermediation with regulated EMI and payment partners. See your connected accounts, balances, transactions and wallets in one place. Choose how your money should arrive; the technology handles the complexity.
Your Cleared Money workspace
Illustrative demo01Choose your balance
See accounts and wallets in one place.
02Choose how it arrives
Select the recipient and delivery currency.
03Keep track
Follow your payments and account activity.
Spend as well as send
Your Sage
Mastercard.
Ask your Sage relationship manager about Mastercard card options alongside your banking and payments.
Card availability is subject to issuer approval, eligibility and programme terms.
A regulated financial relationship
Your network.
Your money.
Your Sage team.
Sage Capital Management AG is a Swiss regulated financial intermediary and a member of VQF. VQF supervises us under Switzerland’s anti money laundering framework. We operate the Sage Payments Network and help you use its banking, conversion and payment capabilities.
Our experienced team handles your onboarding and brings together your named payment accounts, currency exchange, stablecoin conversion and global payment routes. You have one relationship with Sage throughout.
Your payment accounts and rails are supplied through regulated EMI and payment partners. Those providers maintain the relationships with the underlying banks. Sage provides your platform, onboarding and ongoing support. The relevant agreements explain who holds your funds and who carries out each service.
Traceability from start to finish
A clear record.
At every step.
Identity, funding, conversion and delivery are documented through the network. Sage and the regulated providers involved each carry out their services within their applicable regulatory framework.
This gives receiving institutions a traceable record of where funds came from and how they moved, helping them assess the payment and making your money easier to use.